Project · 2026

DINspektor

AI expert system for financial advisors working with DIN 77230: answers in seconds, quoted from the standard. Self-hosted and EU-only. Product design and build at SmartChange.

Status
active
Kind
Client
Role
Product owner for AI at SmartChange: product design and build, from the chat interface and the Teams integration to the system behind the answers.
Link
dinspektor.de

Context

DIN 77230 defines how a financial analysis for private households works: which risks count, in which order, and how much coverage is enough. Advisors rely on it every day, but the standard is long and detailed. DINspektor answers their questions in seconds and stays close to the text. Every answer names the financial topic, its rank and the level of need, together with the reference value and what makes the topic relevant.

The product

  • DINspektor start screen with six typical advisor questions
    A chat for DIN 77230
  • Answer with rank, level of need and reference value from the standard
    Backed by the standard
  • Target value for long-term care, calculated step by step
    Target values
  • The same answer in Microsoft Teams on a phone
    On the go

Built for daily advice

The first version searched the standard in fragments and sometimes mixed up ranks. For the second version I rebuilt the system so that every answer works from the full text of the standard, and tested it against a set of reference cases before launch. Target values are calculated step by step, so advisors can follow the numbers and show the gap between target and actual coverage. Advisors can add client context to a question and share a conversation with colleagues. DINspektor runs inside Microsoft Teams on desktop and phone, so the answer in the office is the same as in a client meeting. Hosting and AI models stay in EU data centers.